How often should I get a copy of my credit report?

We suggest requesting a free credit report from AnnualCreditReport.com once every 4 months.

The federal government requires each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion— to provide you with a free credit report annually upon request.  By staggering the receipt of each of your credit reports, you can continuously monitor your credit reports for error or fraud.